A statement to the police about the legality of the actions of the bank's employees
Attention! The Law and Law Law Company draws your attention to the fact that this document is basic and does not always meet the requirements of a specific situation. Our lawyers are ready to assist you in drafting any legal document that suits your situation. For more information, please contact a Lawyer/Lawyer by phone; +7 (708) 971-78-58; +7 (700) 978 5755, +7 (700) 978 5085.
To the Head of the Department of Internal Affairs of Almaty, Ministry of Internal
Affairs of the Republic of Kazakhstan, Major General of Police
Kudebaev Serik Myrzakulovich
Almaty, ul. Masanchi, 57 "A".
From: citizen of the Republic of Kazakhstan A.U. B. IIN No.. about. at the address:
Almaty region, Talgar district, Besagash village, sixth kilometer, Yertargyn St., 21.
address: Almaty, Baizakova str., 248, office b/n. cell phone: 8 707 (708) 578 57 58.
Proxy representative: Galymzhan Turlybekovich Sarzhanov
hundreds of bodies: 8 707 (708) 578 57 58. Almaty, Baizakova St.,
I ask you to send your correspondence to the address: 248 Baizakova St., office b/n, Almaty.
statement
I, A.U.B., Identification number 033865363, issued by the Ministry of Internal Affairs of the Republic of Kazakhstan dated 12.10.2012, residing at: Almaty region, Talgar district, Besagash village, sixth kilometer, Yertargyn St., 21. In accordance with the terms of the banking agreement No. R2548925-001, I received a Loan from JSC "Kaspi Bank", in the amount of 2,500,000 (Two million five hundred thousand) tenge, intended use: consumer purposes. Until recently, As my positive credit history shows, I faithfully fulfilled my obligations, as well as timely and fully fulfilled my obligations to pay principal and interest according to the established payment schedule. But unfortunately, due to the global crisis that has come, which was recognized by the Leader of the Nation, President of the Republic of Kazakhstan Nursultan Nazarbayev, in his Message to the people of Kazakhstan on 11.11.2014, announced that: Today the whole world is facing new challenges and threats. The global economy has not recovered from the effects of the global financial and economic crisis. The recovery is proceeding at a very slow and uncertain pace, and somewhere else the recession continues. The geopolitical crisis and the sanctions policy of the leading powers create an additional obstacle to the recovery of the global economy. As you know, the forecasts for the development of the global economy for 2014 and the next two years have been revised downwards by the International Monetary Fund and the World Bank. Therefore, we need to quickly review some positions, as well as make adjustments to the plans for the coming period. We must promptly take all possible measures to prevent negative trends" and be loyal in difficult times for the people.
A statement to the police about the legality of the actions of the bank's employees
The difficult times that have developed have not spared my family, which have led to a number of undesirable and unpleasant consequences for me and my family, both financially and morally. Moreover, it had a disastrous effect on my health. Due to the severe psychological and emotional stress due to the inability to pay off debt obligations, I developed various types of diseases, which caused an extremely desperate state to pay off my Loan obligations. I am going through difficult times, I am currently working, but my earnings are not enough for food, and there are no other additional financial sources. Due to financial difficulties, late payment of debt obligations was made on my part, and I went into arrears. I notified the Bank about this in a timely manner by submitting an oral statement that I would continue fulfilling my obligations under the bank loan agreement for the employment of my family members, and due to financial difficulties, I have repeatedly contacted Kaspi Bank JSC in writing and verbally to provide any preferential conditions for fulfilling obligations under the Bank Loan Agreement. The loan is in the hope of resolving the current situation in a pre-trial and peaceful manner. The bank has been notified of the current situation, as I have repeatedly explained the situation to the employees of this bank. On September 11, 2015, I once again applied with the incoming number 5-3456, in which I informed the bank that, to the extent possible, my family's financial situation, I intend, with the exception of fines, penalties, and accrued remuneration, to continue fulfilling obligations and to pay 10,000 tenge per month, and to improve my financial condition, I undertake, in my own interests, to completely close the Loan or increase the monthly payment., Either, in these difficult times for me and the entire people of Kazakhstan, grant a delay in fulfilling obligations under the Bank Loan Agreement or provide any preferential opportunities to fulfill contractual obligations, as well as resolve the situation peacefully.
In each appeal, I always pointed out that the Bank and/or any creditor has the right to recover the debt in court at any time. However, I only received obscenities and rudeness in response. After going into arrears on the part of the bank, I began receiving calls about delays, and about the need to pay the loan, which I myself repeatedly reported to the bank, about my insolvency and receiving a deferral or preferential terms, but in response I received only misunderstanding, rudeness and arrogance of the bank staff, my repeated requests for what-either the title documents confirming the right of the employees of Kaspi Bank JSC to demand any funds from me were also ignored. Calls have become more frequent, including in the evening and at night. Due to the specifics of my job, I can't give up mobile communication during the day, so I had to take night calls. At the same time, I pointed out to the callers that their actions showed signs of hooliganism as articles contained in the Criminal Code of the Republic of Kazakhstan and the Administrative Code of the Republic of Kazakhstan. In connection with this, in order to protect my rights, I sent a Statement to Kaspi Bank JSC on September 11, 2015, No. 5-3457. revocation of consent to the processing of personal data (see the appendix). To date, I have not received a reasoned response to my appeals to Kaspi Bank JSC, in addition, after my statement, posing as bank employees, calls began to arrive, where I received a stream of obscene language, and employees began to directly insult me, as well as threaten me, my family and loved ones. Where they demand that I immediately pay them the money to repay the loan I took from Kaspi Bank JSC. Otherwise, these citizens, according to them, intended to come to my house and independently remove the household items they liked. To my polite reply that the legislation of the Republic of Kazakhstan indicates the only way to collect debts is through the courts, I received a stream of obscene language and insults. The citizens who called introduced themselves as employees of Kaspi Bank JSC, but they did not provide their full names. They demanded that I immediately pay them money to repay the loan I had taken from Kaspi Bank JSC. Otherwise, these citizens, according to them, will block all my accounts from where I receive my salary, restrict my departure from the Republic of Kazakhstan, open a criminal case on fraud, put me on the wanted list and then put me in jail, and in the end they will take away my housing with all my property.
– Article 223 of the Criminal Code of the Republic of Kazakhstan. Illegal receipt and disclosure of information constituting a commercial or banking secret – Article 257. The Criminal Code of the Republic of Kazakhstan is hooliganism ("hooliganism, that is, a gross violation of public order, expressing obvious disrespect for society"). I would also like to note that I have revoked my consent to the use of my personal data and left them the opportunity to send all notifications and letters to my residential address. However, information about my registration address, phone numbers, and place of work is illegally stored and used by employees of the specified bank. This indicates a violation by these persons of Article 79 of the Administrative Code of the Republic of Kazakhstan "Violation of the legislation of the Republic of Kazakhstan on personal data and their protection. Due to the fact that I fear for my life and health, as well as for the life and health of my loved ones, as well as in order to prevent further violations of the law, I have to contact law enforcement agencies to protect my rights and interests. Based on the above,
ask:
To verify the actions of Kaspi Bank JSC.
Request a printout and recording of phone calls from the bank
In case of detection of violations of the current legislation in the actions of Kaspi Bank JSC, a criminal case should be initiated.
Please report the results of the audit to the correspondence address provided by me.
The statement from my words is written (printed) correctly and read by me. In addition to the above, other information relevant to this fact is not known to me. Upon receipt of additional information, additional information will be provided in writing.
application:
A copy of the identity card.
_____________________/ A.U.B. "____"___________ 2015 the year.
#Lawyer #Zanger #Zan kyzmeti #Korgau Company Firm #Azamattyk #Kylmystyk #Akimshilik #Torelik #Arbitration daulary #Almaty #Kazakhstan Lawyer Zanger Korgaushi Almaty Zan kyzmeti Kyk Korgau Komek Kense Azamattyk Kylmystyk Akimshilik Arbitration daulary Kazakhstan #Lawyer #Lawyer #Legal Service #Defense Company #Law Office #Civil #Criminal #Administrative #Arbitration cases disputes #Almaty #Kazakhstan
Attention!
Law and Law Law Law draws your attention to the fact that this document is basic and does not always meet the requirements of a particular situation. Our lawyers are ready to assist you in legal advice, drawing up any legal document suitable for your situation.
For more information, please contact a Lawyer / Attorney by phone: +7 (708) 971-78-58; +7 (700) 978 5755, +7 (700) 978 5085.
Attorney at Law Almaty Lawyer Legal Services Legal Advice Civil Criminal Administrative Cases Disputes Protection Arbitration Law Firm Kazakhstan Law Office Court Cases
